MORTGAGE CALCULATOR

Use our home loan calculator to estimate your total mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment, and details about the home loan, to calculate your mortgage payment, schedule, and more.
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Your mortgage payments over 30 years will add up to $0.
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Mortgage Help

Down Payment

The typical rule of thumb is to pay 20 percent of the home's price as your down payment, although some mortgage loans require as little as 5 percent down payment (Under $500,000). Your down payment reduces the total amount of your mortgage loan, so the more money you put down, the lower your payments will be - or the more expensive a house you can buy.

Loan Term

Your loan program can affect your interest rate and monthly payments. Choose from 30-year fixed, 25-year, and more in the calculator.

Loan Type

There are several types of mortgage loans, but the most commonly used are fixed-rate and variable-rate loans. Fixed-rate loans have the same interest rate for the entire duration of the loan. That means your monthly payment will be the same. Two benefits to this loan type are stability, and being able to calculate your total interest up front. Variable-rate mortgages are interest rates that can change over time.

Home Insurance

Home insurance is typically required by lenders, depending on the loan program. You can edit this number in the mortgage calculator advanced options.

Strata Fees

Strata Fees or Condo fees is the amount of money that must be paid monthly by owners of certain types of residential properties, likes condos/apartments and these fees to assist with maintaining and improving properties in the association.